Low-Cost Funeral Planning Guide (Free PDF Download)
DWP-listed support resource
Save Funeral Costs is listed on the Department for Work and Pensions District Provision Tool used to help signpost bereaved families to support with funeral costs.
DWP listing only – not an endorsement.
This free Low-Cost Funeral Planning Guide is designed for people who need clear, simple and practical help at a difficult time. It brings together the essential steps to take when someone dies and shows you how to plan a respectful funeral without spending more than you need to.
The guide is written to be quick and easy to follow, with direct links to official help and support services. It is especially helpful if you feel overwhelmed and just want to be pointed in the right direction.
Low-Cost Funeral Planning Guide
Download the free PDF
Low-Cost Funeral Planning Guide
What this guide covers
The guide includes clear, step-by-step information on:
- What to do when someone dies – from getting the medical certificate and registering the death, to arranging collection of the deceased and contacting an undertaker.
- Direct cremation and package funerals – understanding the differences and how they can reduce costs.
- What happens if there is no money available – including options such as a local council public health funeral.
- Government financial help – details of Funeral Expenses Payments, children’s funeral support, bereavement payments and budgeting loans.
- Charity help and benevolent funds – organisations that may be able to contribute towards funeral costs.
- Finding low-cost undertakers – practical advice and contact information for affordable providers across the UK.
- Coffin prices and options – ways to buy a coffin directly and reduce unnecessary mark-ups.
- Organising a wake, flowers and a spokesperson – simple tips to save money by booking services directly.
- After the funeral – guidance on bereavement support, probate and low-cost probate services.
Written for people under stress
A major focus of the guide is what to do if you cannot afford a funeral. It explains:
- how to check for any money or insurance that may be available
- how to apply for government support
- where to look for charity grants
- what happens if there is genuinely no money to pay for a funeral
This information can help families avoid unnecessary debt at an already difficult time.
Who this guide is for
This guide is helpful for anyone who is:
- arranging a funeral for the first time
- worried about funeral costs
- looking for low-cost funeral options
- unsure what government help is available
- trying to plan a simple, affordable and respectful funeral
Transparency
Save Funeral Costs provides independent consumer guidance. The guide includes links to third-party organisations that may be able to help. Information and prices can change, so it is always best to confirm details directly with the relevant provider.
Independent data
Independent data on funeral costs and trends can be found in the SunLife Cost of Dying Report 2025, which provides annual UK statistics on the cost of funerals.
Download the guide
Download the free PDF
Low-Cost Funeral Planning Guide
FAQ’s
What should I do first when someone dies?
Get the medical certificate or verification of death, register the death, and then contact a funeral director or low-cost provider to arrange the funeral.
What if I can’t afford a funeral?
You may be able to get government help, charity or benevolent fund support, or ask your local council about a public health funeral.
Does this guide include information on government and charity help?
Yes. It explains UK government support and how to find charities and benevolent funds that can help with funeral costs.
Can I choose a low-cost funeral instead of a traditional one?
Yes. Options such as direct cremation or simple funerals can significantly reduce costs while still being respectful.
Do I have to use the first funeral director I contact?
No. You are free to compare funeral directors and request prices before choosing one that fits your needs and budget.
