How to Save on Funeral Costs (Free PDF Download)
DWP-listed support resource
Save Funeral Costs is listed on the Department for Work and Pensions District Provision Tool used to help signpost bereaved families to support with funeral costs.
DWP listing only – not an endorsement.
If you are arranging a funeral and worried about the cost, this free PDF guide brings together practical cost-saving steps and trusted sources of help in one place. It’s designed to be read quickly, and it’s best viewed online so you can open the links to helplines and support services as you go.
- Bereavement advice and support – from leading organisations, including helplines and specialist support.
- What happens if you can’t afford the funeral? – including practical steps to check what money may be available and what to do if there is no money to pay an undertaker.
- Possible charity help – and benevolent funds that may be able to contribute towards funeral costs.
- Government help with funeral costs, – including support that may be available depending on benefits and circumstances, and where to find official information.
- Probate guidance – including how to apply yourself and options for lower-cost probate services if you prefer support.
- 15 practical ways to reduce funeral expenses, – including comparing funeral directors, considering direct cremation, booking services directly, and reducing optional extras.
How to Save on Funeral Costs
Download the free PDF
How to Save on Funeral Costs
What this guide covers
This guide includes clear, step-by-step information on:
A common misbelief about funeral costs
Many families feel pressured to spend more than they can afford to give someone a “decent send-off”. This guide explains that a respectful funeral does not have to be expensive, and highlights ways to reduce costs while still arranging something meaningful.
If you need urgent support
If you are struggling with grief or feel overwhelmed, How to Save on Funeral Costs includes bereavement support contacts, including services that can help people affected by suicide bereavement.
Related resources on Save Funeral Costs
You may also find these sections helpful:
- Low-cost undertakers (Step 1–5)
- Funeral Directory (services and suppliers)
- Save Funeral Costs Blog (practical funeral guidance and ideas)
Transparency
Save Funeral Costs provides independent consumer advice and links to third-party organisations that may be able to help. Information and costs can change, so it’s always best to confirm details directly with the provider. The site may earn a commission from some affiliate links at no extra cost to you, which helps keep the resource free to use.
Independent data
Independent data on funeral costs and trends can be found in the SunLife Cost of Dying Report 2025, which provides annual UK statistics on the cost of funerals.
Download the guide
Download the free PDF
How to Save on Funeral Costs
FAQ’s
How can I reduce the cost of a funeral?
Funeral costs can often be reduced by choosing a simple service, limiting optional extras, and comparing funeral directors’ prices before making a decision.
Is a low-cost funeral still respectful?
Yes. A low-cost funeral can be dignified and respectful. The cost is mainly affected by choices around services and extras, not the care given to the person who has died.
Do I have to use the first funeral director I contact?
No. You are free to compare funeral directors and request price lists before choosing one that fits your needs and budget.
Are there alternatives to expensive funeral packages?
Yes. Options such as direct cremation or simple funeral arrangements can significantly reduce costs while still allowing families to commemorate their loved one.
Does this guide explain where to get help with funeral costs?
Yes. The guide explains ways to save money and signposts sources of financial help, including government support and charities.
