Mourning the loss of a loved one is hard enough without worrying about their funeral costs. According to MoneyHelper, the cost of an average funeral is around £4,383 for burial and £3,290 for cremation. This can make a funeral very expensive, especially if there were no plans in place and you have to cover the costs.
Thankfully, there are affordable funeral options. There are many different options for inexpensive funeral services that traditional funerals do not require. BB Funerals is a family-run approved provider of low-cost funeral options who are ready to assist you during this difficult time.
Cheap funeral packages
When faced with the passing of a loved one, the question of saving money on funeral expenses often springs to mind, although it is not often talked about. BB Funerals makes it possible for everyone to have a dignified funeral, thanks to their cheaper funeral options. Having a basic funeral can be expensive and not many people have several thousand pounds that they can make available at short notice to cover the cost.
Of course, a cheap funeral does not mean a no-frills one. BB Funerals enables everyone to have a dignified and tailored funeral that is crafted to their requirements. There’s no need to feel pressured to spend a lot of money or get yourself into debt, just to show your affection and respect.
You can have a funeral that’s dignified and meaningful without having to spend a huge amount of money. There are a variety of options available that can help you to keep costs down and the memory of your loved one preserved. Saying goodbye is hard but it shouldn’t be expensive.
If you are worried about the cost your relatives might have to pay for your funeral, now is the time to tackle this issue. One of the best ways to save for a funeral is by putting some money aside in a savings account each month and specifying in your will that those savings should get used for your funeral.
Not only will this help your family out with the costs, but it will also ensure that you have a plan in place. Having the money in a savings account can also make it easier for your family to get access to it so that they can cover those expenses straight away.
Funeral costings
Before you decide on a cemetery burial or crematorium ceremony, there are a few things you need to bear in mind which might affect the final cost. Sometimes, the person who has passed away has already paid for their funeral or they’ve left some money in their estate to cover it.
If so, the executor of the estate will take care of paying the funeral bill. Otherwise, a relative or friend pays for the funeral. However, they can get the funeral costs back from the estate if there’s enough in it. Other things which may affect the cost are-
- There can be a big price difference in having a funeral in one crematorium or cemetery to another just a few miles apart. It is always a good idea to check both your local and surrounding areas to compare the cost and find the best one for you. Of course, this can change over time so it is important to keep this information up to date and keep an eye on the cost between different areas.
- Ask if the cemetery has ‘non-resident charges’. These are extra charges for cremation or burying a person who didn’t live in the district or borough. It can be common for a person to buy a plot and move away in their later years. To use this plot might mean having an additional fee to pay to open it, even if it was brought years in advance. If this is the case, the additional fee could be over £1,000. If you move away at some point, you might need to change your burial or cremation plans. If you would like to be buried in a grave outside of your area, despite knowing the extra cost, you should put some extra money to the side to cover this charge.
- If this is the case, the additional fee could be over £1,000. If you move away at some point, you might need to change your burial or cremation plans. If you would like to be buried in a grave outside of your area, it would be wise to put some extra money aside to cover this charge.
- There could be a separate charge to keep a grave clean and tidy. This is normally paid every year. Before you decide which cemetery to use, check how much this is. It also helps to see what maintenance is involved at the cemetery you have chosen. Some places of burial/cemetery maintenance falls to the family. There are others that don’t charge these fees as maintenance is covered by council tax.
- Sometimes, there’s a separate charge to use the cemetery or crematorium to conduct the funeral service. Check to see if this is included in the burial or cremation fees. You may need to check with your local council to see what the extra charges could be.
- Talk to BB Funerals about your options, they can explain the types of fees and charges that might be involved, but they will also have the most up to date information about cremations and burials in the area.
If you are worried about the cost of your own funeral, there are steps you can take now. You can plan for an affordable meaningful funeral by making some decisions about the type of send-off you would like, or if you decide to purchase a low-cost funeral plan.
Writing your wishes down and sharing them with those who might organise it can make sure things that matter to you happen. It can also reduce some of the anxiety of organising a funeral as many decisions will have already been made. Discussing your options with your family and getting their feedback can also be helpful.
Cheap cremation packages
Many people worry they cannot afford or have to save for funeral costs. There are a range of affordable cremation packages, all of which are customisable according to one’s wishes. Cremation is a cheaper option and can reduce the cost of the funeral enormously compared to burial. There are many different ways that you can personalise a cremation and make it a special time of remembrance.
Cheap burial packages (costs sourced 2021)
If you are looking for the cheapest burial possible, it makes sense to consider BB Funerals. They offer a range of burial packages to suit all needs and budgets, especially if you want the cheapest burial cost and are not concerned about extras like limousines and flowers.
Additional average costs that you might decide to include or consider are listed below.
- Memorial headstone or plaque for your gravesite- £1,000 but this can be a lot higher.
- Catering for the reception- around £450+
- Limousine hire to take family between the various places throughout the funeral – around £300
- Venue hire for the reception- around £280 (although, there are many places that afford funeral packages which include the room hire and the catering for the reception)
- Flowers- around £190+
- The fee to return the ashes (only applies to direct cremation)- £62/£100
- Funeral notice- around £86
- Death notice or obituary- around £75
- Order of service sheets- around £94+
- Urn- From £30 but can be as high as £1,000. In some cases, it is possible to buy urns which cost several thousand pounds.
- Death certificate copies (several copies are needed for probate)- From £11 per copy
Dealing with funeral costs
The undertaker or crematorium should display a standard price list on the premises and their website, this should help you work out how much you need to pay. BB funerals aim to be as transparent as possible when it comes to the cost of a funeral.
The person who died might have paid for their funeral already through a pre-paid funeral plan which is becoming popular for people who are over 50 years of age. If you don’t know whether the deceased had a funeral plan, you can:
- Check the will as instructions may have been left which explain their final requests and give details of what the deceased would like to happen, and of a funeral plan.
- Ask the person’s close friends and relatives as they may have discussed what they would like to happen and may have given verbal instructions.
It is very important to follow these instructions as closely as possible as these are the final wishes that they have made. If you are concerned that the requests made are too much, speak to the undertaker staff as they might be able to offer some solutions that will allow you to follow their wishes without spending your own savings to cover the costs.
Why choose BB Funerals?
When searching for “cheap funeral directors near me,” you may have come across BB Funerals. But why consider them for your funeral arrangements? They provide a low-cost undertaker service that does not skimp on professionalism, dignity, and customer service.
These are all things that are important when helping a family plan the last wishes of their loved one. We believe that you should be able to have an affordable funeral that is beautiful. Planning a funeral is the hard part for everyone who has been left behind. Speak to them about the options that they have available especially if you require a low-cost option and advice.
Caring, family-run business
BB Funerals is a family-run business with more than two decades of providing superior service to its clients. As an experienced company, they are able to help you and offer guidance at every step of the process.
Experienced funeral directors
Another reason to consider BB Funerals is the simple fact that they are funeral directors with a wealth of experience and knowledge. This knowledge can be applied to many different funeral situations and they can help you navigate the complex nature of the legal side of death. Not only do they take pride in their work, but they believe in offering a professional service that is also affordable to all. Funerals are mentally hard, but you should not have a hard time paying for one.
Vast coverage areas
The head office and base for BB Funerals is in Barnet, North London. BB Funerals covers all of London and the home counties. If you live a lot further afield, they could still provide you with the cheapest funeral cost possible in your area. If you think you live outside of their area, get in touch and see if they can help you. You might be surprised by how far they can travel.
Tailored solutions
Lastly, each burial or cremation package offered by BB Funerals is customisable. Even taking that into account any extra funeral costs, they are still one of the most affordable and inexpensive funeral directors in the United Kingdom. They are happy to discuss the different options and how you can cut the cost of your loved one’s funeral.
Despite having many different options, they aim to offer clear prices and as much information as possible to help you make your decisions. If you feel overwhelmed by the choices, you can give them an idea of your budget and what you would like to see. They can then work a plan around this and create something beautiful to honour the memory of your loved one.
Conclusion
If you have questions about how your funeral can be catered for, if you need some assistance with the funeral of a loved one, get in touch. BB Funerals low-cost undertakers contact details can be found by clicking the link.
